Terms of use

Read these Terms of Use ("Terms") before accessing or using the Fathom Pledgerance website and platform ("Website"). By using the Website, you confirm that you have understood the Terms and accept them as the basis for accessing the available features and services. If you do not agree, stop using the Website.

1. Overview

1.1. These Terms apply to Fathom Pledgerance (the "https://fathompledgerance.com").
Contact email: info@fathompledgerance.com.
1.2. The Website provides information about third-party trading platforms ("Third-Party Platforms") and their trading services (the "Services").
1.3. These Terms govern access by you ("You", "Your" or "User") to the Website and Services. Read them before proceeding. They form an agreement between you and the Website owner, and using the Website requires acceptance of them in full. We may update these Terms from time to time.
The Privacy Policy forms part of these Terms. Acceptance of the Terms also includes acceptance of that Policy, which can be read here.

2. Eligibility

2.1. You may access the Website subject to these Terms and the eligibility requirements set out below.
2.1.1. You must be at least 18 years old.
2.1.2. You must have the legal capacity to enter into and accept these Terms and Conditions.
2.1.3. Your use of the Website and Services must not be prohibited by the rules that apply where you live or access them.
2.2. We do not warrant that every person may lawfully use the Website or Services in every location. Users remain responsible for any unlawful use they make of the Website or Services.

3. Location-Based Access Restrictions

3.1. We may restrict access to all or part of the Website or Services for (i) individuals residing in areas where access is restricted (the "Restricted Territories") and (ii) individuals whose use we reasonably consider to pose a legal, security, operational, or reputational risk. These restrictions may apply to specific services as well as to general access.
3.2. Additional conditions may apply to citizens or residents of certain countries. If you travel to a Restricted Territory, the Website or Services may become temporarily unavailable, or access may be blocked.

4. Restricted activities

4.1. Access to the Website and Services requires responsible use. You must not:
4.1.1. Use the Website to download, upload, share, publish or send material that (a) infringes intellectual property, privacy, ownership or other rights; (b) is threatening, harmful, insulting, defamatory, racist or otherwise abusive; (c) contains viruses or other software capable of damaging our systems or those of another party, or obstructs another user's access; (d) is unlawful to distribute or make available; or (e) contains advertising or promotional material that we have not given prior written permission to publish. These restrictions apply regardless of the method used to transmit the material.
4.1.2. Remove, obscure or change ownership labels, attributions, legal notices or other proprietary markings on the Website.
4.1.3. Access the Services through any route or interface other than the Website provided for that purpose.
4.1.4. Disrupt another person's access to the Website or interfere with their use of the Services.
4.1.5. Access the Website or Services using bots or other automated access methods.
4.1.6. Introduce, transmit or attempt to upload tools that collect or send information, whether actively or in the background, without our express consent. This includes web bugs, cookies and spyware.
4.1.7. Reproduce the appearance or operation of the Services through framing, mirroring or any other method designed to imitate them.
4.1.8. Carry out or encourage unlawful activity, including trade mark or copyright infringement, defamation, intrusion into privacy, identity hacking or the distribution of software intended to deceive others.
4.1.9. Change Website source code or upload software and applications that could damage the Website, disrupt its operation or harm another person.
4.1.10. Take apart, decompile or reverse engineer software or other technology made available on the Website or used to deliver the Services.
4.2. These restrictions supplement our other rights. Where we consider use inconsistent with the Terms, account safeguards or acceptable use requirements, we may review activity, limit or block access and disclose relevant usage details to appropriate third parties. We may also take other reasonable steps to protect the property and rights of other people and the services they rely on.

5. Intellectual property rights

5.1. Website content, including videos, text, images, logos, sound, designs, trade marks, and other materials, is protected by intellectual property rights belonging to us or to the relevant third-party rights holders.
5.2. All rights and interests in the Website and Services remain with their owners. A User's access under these Terms permits use of the relevant features, but does not transfer ownership or grant any other intellectual property rights.
5.3. Users may access the Website and Services for personal, non-commercial use only.
5.4. You must not, and must not allow anyone else to, modify, copy, reverse engineer, decompile, or create derivative works from the Website or Services, or transfer usage rights or rent them to another party.

6. Limits of liability

6.1. You use the Website and Services at your own risk and are responsible for deciding whether to rely on their content or functions. We provide no express or implied warranty regarding quality, merchantability, fitness for a particular purpose, non-infringement, usability, or the accuracy, completeness, and timeliness of information. Materials and functions are provided "as is" and "as available", with no assurance that they will meet your individual requirements.
6.2. We are not responsible for incorrect, incomplete, or missing information on the Website. We also accept no responsibility for disruptions or interruptions affecting information transmitted to, from, or through the Services.
6.3. To the extent permitted by applicable law, we are not liable for any direct, indirect, or related loss or damage suffered by you or another person through the Website or Services. This includes lost income, lost data, and other consequences of relying on Website information or using its functions.
6.4. We accept no responsibility for faults involving internet or telephone lines, computer providers, servers, hardware, or related technical systems. Your use of the internet and the equipment used to access the Services remains your responsibility.

7. External Content and Third-Party Services

7.1. While using the Services, you may encounter material and services supplied by third parties. This may include advertisements, descriptions, or reviews of Third-Party Platforms.
7.2. We do not accept responsibility for that information or for the products it describes. The material may contain inaccuracies or may no longer be current.
7.3. Check the information yourself before relying on it. Decisions you make and actions you take on that basis remain your responsibility.

8. Links

8.1. The Website includes advertising and links to content available through external websites or applications ("Links"). Consider the source before downloading material, relying on information, accessing software, or entering a purchase or other transaction. The Links are provided for convenience. We accept no responsibility for any loss or damage arising from information, products, or services provided through those external websites or applications.
8.2. The inclusion of a link does not, by itself, indicate our endorsement, authorisation, affiliation, or other association with the external website, its software, or the people who operate it.
8.3. We have not examined every linked website or application and cannot take responsibility for their content or functions. Before using a service, relying on its information, or making a purchase, assess the relevant content and conditions yourself. We do not accept responsibility for damage or loss arising from third-party information, products, applications, or other material, including decisions you make in reliance on them.
8.4. You are responsible for reading the terms and policies of any third-party service you choose to use. Check those documents before entering personal information, interacting with the website, or making a transaction, as its arrangements may differ from those described here.

9. Miscellaneous

9.1. We may change, suspend, or end the Services at any time. The nature and availability of particular features may therefore change. Such changes do not, by themselves, give rise to any claim against us.
9.2. We may revise these Terms from time to time. We will publish the updated version on the Website and update the date shown at the top. Changes take effect within a few working days unless otherwise stated. Continued use after publication indicates acceptance of the updated Terms, so please check the current version before using the Services.
9.3. Information transmitted through or via the Website does not create any relationship between the parties other than those expressly described in these Terms.
9.4. These Terms and the Privacy Policy, as amended, constitute the entire agreement between us and the User regarding the Website and Services. No oral or written promise, statement, or agreement omitted from those documents is binding on either party.
9.5. A delay or failure to exercise a right under these Terms does not waive that right. Exercising a right once, or exercising only part of it, does not prevent further exercise of the same right or use of another right or remedy.
9.6. If a court with appropriate jurisdiction finds a provision invalid, that provision will be excluded to the required extent. The remainder continues to apply. Where appropriate, the remaining Terms will be interpreted consistently with their purpose and the court's decision concerning the excluded provision.
9.7. Third-party partners may transfer or assign all their rights and obligations, and external operators may manage the Website or its Services. You may not transfer or assign your own rights or obligations under these Terms. These arrangements do not extend your permission to use the Website beyond the terms set out here.